Finance Lease

Finance Lease allows your vehicle to appear as an asset on your balance sheet, without the option of ownership as you hire a vehicle for a fixed period.

How Finance Lease Works

At the start of your agreement you decide on the length of your agreement and pay an agreed number of advanced rentals up front. These rentals are based on the vehicles value over the term of your agreement.

Alternatively you could opt for a lump sum payment. This option features a large payment that is due at the end of the agreement. This will reduce your regular payments. Then throughout your agreement you make regular instalments until your agreement comes to an end.

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Finance Lease features include:

  • Fixed regular payments enable you to easily budget.
  • The vehicle is an asset on the balance sheet, therefore tax allowances may be deducted from taxable profits.
  • Payments are not based on annual mileage.


At the end of your agreement you have three options:

Extend agreement icon    Sell independant 2 Return vehicle

Extend your agreement


Sell your vehicle to an independant third party


Return the vehicle and we will sell it on your behalf

Continue to use the vehicle for a further agreed period and pay a ‘peppercorn’ payment equal to one month’s rental per annum.


We will invoice the third party and return 95% of the sales proceeds to you.


We will sell the vehicle on your behalf and will return 95% of the proceeds to you (minus any reseller fees).



For more information on our Mercedes-Benz Finance Lease agreement contact our Business Manager, Steve Walker



Also in this section:


Hire Purchase    

Operating Lease

Contract Hire