Financial Services

Mercedes-Benz Finance gives you the freedom and flexibility to drive away in the Mercedes-Benz of your choosing, in a way that fits around your lifestyle. You’ll benefit from a range of both purchase and lease products from our Agility (Personal Contract Plan) and Hire Purchase to our Contract Hire and Operating leases, so you can find the solution that’s right for you.

Ciceley Commercials Ltd will also be on hand to help provide expert advice on our range of financial products and the features, benefits and limitations of each. Throughout your journey with us we’ll provide you with tailored customer service via phone, email and web, so we can support you in the way that suits you best. If at any point in your journey you need extra help managing your agreement we have a dedicated, sensitive case team here to help.

To apply for Mercedes-Benz Finance you’ll need to be 18 years or older and be a resident of the UK. Please note, you should only be applying for finance for yourself and not on behalf of another person.

If there are any terms we use that you’re unsure of, take a look at this Glossary. We’ve made everything easy to understand, with clear explanations and examples. If you have any further questions on choosing your next Mercedes-Benz, please get in touch.

Before deciding the best way to finance your van, you’ll need to assess your affordability, the finance product that suits you best and any limitations associated with it. It’s best to think about how much you can afford, how long you’d like to keep the van and the total number of miles you’ll be driving each year. 

Whether you choose a lease product or a purchase product you’ll need to decide how long you’d like finance for. 

As part of applying for finance with us, our potential customers can check their eligibility for finance by completing a soft credit check, which doesn’t leave a footprint on your credit file. This check is based on information that you’ve provided to us, so we can assess whether you’re eligible to apply for finance without affecting your credit rating.

If you meet our eligibility criteria, you’ll be pre-approved for credit at this stage however, please note this doesn’t guarantee that you’ll be approved for van finance, as we’ll need to complete a further credit check to make our final lending decision.

If you agree to continue with your application for finance, we’ll need to complete a Full Credit Application, also known as a hard credit check. This is a comprehensive credit search using data from credit reference agencies such as Experian and Equifax, alongside our own decision tools where you’ll be credit scored. Please note this check will be visible to other lenders and stay on your credit record for 12 months.

For Limited Company applications, we’ll need a Directors Guarantee if the company has been trading for less than 3 years, regardless of the finance product chosen. We’ll let you know how to submit this when applying.

If successful, we’ll let you know that we can finalise the application for finance and send you your contract to sign, this’ll either be digitally or at the Dealership.

You can withdraw from a finance application at any point before signing the agreement, but please note, if your application has been processed this will leave a credit search footprint on your credit file showing which organisation conducted the search, the type of search and date.

If you’re signed your agreement, but no longer want to continue with the finance, please refer to your agreement for exact information on if you have the right to withdraw. Please note this is a withdrawal from the finance and not from the purchase of the vehicle – so you will have to repay the finance by other means. You’ll need to withdraw within 14 days after the start date confirmed to you in your agreement. If you don’t withdraw from the agreement within the 14-day period the agreement remains binding.

Please note, if you decide on a Hire Purchase or Agility agreement and want to withdraw, you’ll be liable to repay the amount of credit to us within 30 days. When payment is made to us in full and within the time period, you’ll take ownership of the vehicle. If this is not paid within the 30 days we have the right to recover the sums due and/or the vehicle.