Money-saving tips on insuring your van

Mar 2009 Tesco Insurance Image.jpg

To promote the launch of its new van insurance channel, the tescocompare.com search engine has published some tips to help owner-drivers cut their annual premiums:

  • Some insurers may match your car insurance no claims bonus when quoting for van insurance, so don't forget to enter it along with your other details.
  • Although it may be more expensive to insure against breakdown, the extra cost may be worthwhile if it means being back on the road quickly. Also check if the policy includes a replacement vehicle which you could use if your van is out of action.
  • Generally vans with a lower weight class, engine size and overall value will be cheaper to insure.
  • It may seem obvious, but if you will be using the van for work purposes make sure you have insurance cover for business use, as there is an option to insure for social use only.
  • If you will be storing tools and/or goods in the van, it's a good idea to make sure this is covered under your van insurance policy, as you may have to take out a separate insurance policy for theft from your van.

The website allows van drivers to compare more than 300 insurance deals from 17 brokers, and also to review the specifics of each policy's details including compulsory and voluntary excess, audio and windscreen limits.